Showing posts with label taxes. Show all posts
Showing posts with label taxes. Show all posts

Wednesday, August 9, 2017

Wealth Redefined - A Review


Wealth Redefined: Charting the Way to Personal and Financial Freedom

Authors: Bob Reby and Greg Ruais

Publisher: River Grove Books

Publication Date: August 2, 2017

Pages: 183



About the Author
After graduating from James Madison University with a BA in Finance in 1985, Robert J. Reby decided to pursue his passion for personal finance by founding Reby Advisors. After more than three decades in business, his vision and the firm’s mission remain the same: to inspire people to achieve financial peace of mind.



Wealth is More Than Money
Do you have a financial plan for your future?

Have you made goals for your investment strategies?

What are your hopes and dreams for retirement?

Drawing on over twenty years of experience as a Certified Financial Planner, author Bob Reby explores the idea that wealth means different things to different people. Your health, relationships, and family are all components of wealth, and your financial plan should be in line with those values.

My Thoughts
I think this is the first book on the subject of financial planning that I have ever reviewed on this blog. I wish I had read this book AND TAKEN ACTION on managing my finances many years ago. However, it is never too late to educate myself on financial matters that will provide freedom and peace of mind in future days.

A financial plan is unique to each individual. It is based on that person's goals for the future. A large portion of this book is dedicated to retirement planning. How can you live the lifestyle that you want without running out of money?

Mr. Reby is a financial planner and highly recommends the use of a professional adviser to keep you on track with your financial goals.  He believes that "wealth redefined means that we should strive to achieve the right balance in our lives that also takes into consideration whether we're spending our time and our money on the right things."

Mr. Reby explains exactly how to go about choosing the best financial planner for your situation. He offers information about the right kind of insurance and how to avoid paying unnecessary taxes.

The author believes the most critical financial risk facing investors today is behavioral risk. That means people who make unwise investment decisions based on FEAR and GREED.  There is an entire chapter dedicated on how to avoid investment mistakes that will shipwreck your future.

As a novice investor, I found this book very helpful. The information is presented in an understandable manner and many examples and case studies are provided. This book has encouraged me to read and study and learn more on this important topic. 

MY RATING: 5 STARS OUT OF 5

Please share your thoughts in the Comments Section below. I will reply to all questions and remarks.

FYI - I received a digital review copy of this book from Net Galley.




Tuesday, March 25, 2014

Book Review: The Big Lie by Dr. Roy Ackerman

The Big Lie: The Effects and Truths of The Great Recession & Wages in America

Author: Roy A. Ackerman PhD, EA

Publisher: Amazon Digital Services, Inc.

Date: December 26, 2013

Length: 75 Pages



About The Author
Dr. Ackerman is a polymath, whose interests span chemical engineering, medicine, biotechnology, business, management and more.

We Want The Truth...and Nothing But the Truth
What is going on with the economy?

Is the American Dream still a alive?

What is the future of the middle class?

Will my retirement years really be golden?

These are just a few of the questions that Dr. Roy Ackerman writes about in this book. He shares his extensive research and personal thoughts about the American economy, government policies and the future of the middle class.

The following facts are presented and elaborated on in this book:
  • Baby boomers will NOT have the secure and prosperous retirement that they were planning for.
  • The American dream no longer works.
  • The rich in America are getting richer at the expense of the poor and the middle class.
The author believes the economic recession that the United States has experienced over the past several years will have dire consequences on the future lifestyles of middle class Americans.

Government policies and tax laws are making the rich much richer at the expense of the middle class. Dr. Ackerman provides detailed research that supports his thoughts on big business, the economy and how these policies are changing life in America.

Knowledge is power. This book provides valuable information and insight.

My Thoughts
I have to admit that I am pretty ignorant about the subjects covered in this book. It is just easier not to think about the economy, taxes, the recession..., right?

This short book offers an understandable overview of the economic future of our country. I truly believe that information is power and all Americans should take the time to educate themselves about what is going on.

You can read this book in an hour or so and have a new understanding about the world around you. If you are like me, you will have more questions that will lead to further reading and research. That is a good thing. It is time for Americans to WAKE UP and get a grip on the new reality.

The content in this book is excellent but the editing and formatting for the Kindle edition could use some work.

MY RATING: 4 Stars Out Of 5

FYI ~ I purchased a Kindle edition of this book with my own funds.

If you found this book review helpful, please rate the review on Amazon.Com.

You thoughts are appreciated in the Comments Section below.
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